Often asked: How Does The Disneyland Vacation Club Work?

What does 200 DVC points get you?

A DVC purchase of 200 points means that the member will receive 200 points to use every single year until the contract with Disney ends. Program guidelines even allow members to “bank” their points one year into the future and “borrow” from the next year.

How much does DVC cost per month?

The Disney Vacation Club does provide financing at $365 per month for a 10-year loan with a 10% down payment. When guests use their points to reserve accommodations, the costs can vary depending on the time of the year, the resort chosen, and the size of the unit.

How much is a downpayment for Disney Vacation Club?

Minimum down payment of 10% is calculated based on the Net Purchase Price (which is the total amount of points purchased times the price-per-point minus the credit). Credit amount cannot be applied to the down payment.

Will Disney buy back my timeshare?

When a buyer is found for a Disney timeshare resale, the sale is referred to Disney and they assess the sale price agreed to by both parties. If the amount is considered too low, Disney will consider buying back the timeshare points. If the amount is considered high enough, Disney will allow the sale to go through.

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How long is a DVC contract?

Every existing DVC contract will last until at least 2042. That’s 25 years from now! Others will last more than 20 years past that point. When you buy into DVC, you’re playing the long game. You know that your investment will pay off after five-to-seven years.

How many DVC points is enough?

Generally speaking, anything under 200 points on a single contract makes the most sense because if and when you want to sell, contracts over 200 points may be less desirable on the resale market. To test Chad’s theory, we brought in 9 DVC members and asked them two basic questions.

Can you pay DVC dues monthly?

Each DVC member can either elect to make a one-time payment by January 15th or choose monthly payments for the entire year.

Can you sell your Disney Vacation Club membership?

In short, yes, you can absolutely sell your Disney Vacation Club membership. Based on the verbiage in each DVC Contract, owners are allowed to sell their DVC memberships at any time. While there are several stipulations regarding selling and the process to follow, it is definitely possible to sell your DVC membership.

Can you negotiate Disney Vacation Club?

Disney does not negotiate pricing. They do offer incentives if you buy direct but only at specific resorts – those they are actively marketing. Right now that Riviera and Aulani.

What credit score do you need for DVC?

DVC financing is easy to obtain, and approvals are done within minutes during our normal business hours. You only need a 600 FICO credit score or better to be approved.

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Do you need good credit for Disney Vacation Club?

To increase your chances of obtaining Disney Vacation Club financing approval, you should have good to excellent credit and at least a 10% down payment.

Is Disney Vacation Club a good investment?

Disney Vacation Club is a big investment, but it can be worth it. You can save money while enjoying flexibility, variety, peace of mind, and a few special perks along the way. I would serious consider it if: You love Disney enough to keep going for the next 20-50 years.

Can you share a DVC membership?

Yes, you can certainly have more than one person listed as owners on a DVC contract, just like you can on any real estate purchase. You can’t actually split up the points 1/3 to one person etc.

Can DVC resale used RCI?

Your Disney Vacation Club points purchased on resale can be used for accommodations at all DVC resorts, as well as for RCI exchanges, Club Cordial and Club Intrawest (World Passport).

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